DDowns Finance
Securities offered through KMS Financial Services

My name is Denise Downs and I have been working in the financial services industry since 1990. I specialize in helping individuals, families and small companies going through transitions. Are you increasing or decreasing your assets, liabilities, customers, product lines, employees, and/or family members? It is important to take a look at your financials, your will/trust documents, your insurances, and your goals on an annual basis.

Being self-employed, the importance of customer service can never be underestimated. I have worked all these years on a referral basis and want to take this opportunity to thank those of you who continue to refer me to your family, friends, co-workers, and business partners.

There are really only a few things you need to do with money in your lifetime: accumulate it, preserve it, and protect it from inflation/taxes. Ok, we like to spend it, too. This is where I come in. It is important for me to help clients align their goals with their values. I feel strongly that you are more likely to be successful if you put your values first. Goals have a monetary value such as pay down debt, save for retirement, buy a house, and travel. But your values have no price tag such as freedom, security, peace of mind and making a difference. Building your goals to match your values lets you live richly vs. expensively. I look forward to making or continuing to make a rich and positive difference in your life.